NCR Registered | 4.9 Google Rating | 🏆 Award-Winning 2025 | 477+ Reviews

Become debt free and save on your monthly instalment in a few simple steps

DS4U provides professional, honest and transparent debt review

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Save up to 55% on debt payments with debt review
📉
Decreased monthly payments and interest
Pay off all your debt faster with a shorter term
No more harassment from creditors
or
Chat on WhatsApp (Anytime)
Join thousands South Africans saving an average of R11,498/month

How much we can save you

when applying for debt review

Item Old Payment New Payment Monthly Savings
Home Loan
Property Bond
R 14 174
per month
R 11 339
per month
R 2 835
per month
Vehicle Loan
Secured Debt
R 7 277
per month
R 5 458
per month
R 1 819
per month
Store Account & Credit Cards
Unsecured Debt
R 9 640
per month
R 2 796
per month
R 6 844
per month
Combined debt
monthly
R 31 091
per month
R 19 593
per month
R 11 498
per month

What exactly is
Debt Review?

Alot of South African's are over burdened with debt, debt review is a way for you to arrange a repayment plan with your lenders that allows you to pay a lower monthly fee in a structured way with a single payment.

A debt review company like DebtSolutions4You protects your assets, provides you with a consilidated debt repayment plan, and even in some cases offer decreased interest rates. When we place a customer under debt review, they are protected in terms of the National Credit Act. Lenders are not able to take legal action as long as you keep with your debt review schedule.

3 SIMPLE STEPS TO DEBT FREEDOM

Start your journey today

1

Apply

Free 2-minute assessment

Complete a quick online assessment. We'll review your income, expenses and debts to see how much you could save.

2

Get Your Plan

Custom proposal within 24 hours

A registered debt counsellor creates a personalised plan with reduced payments and lower interest rates that fits your budget.

3

Start Saving

One reduced monthly payment

Make a single affordable payment each month. Your assets are legally protected while you pay off debt faster.

Why choose Debt Solutions 4 U

when applying for debt review

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Personalised debt review proposals

Our management reviews each application before we send it to you to ensure you get the best interest rates and optimised payment plans.

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Commited to your needs

We assist responsibly, treat our customers fairly and ensure that we maximise their debt rehabilitation efforts while they are under debt review with us.

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Professional and Fast

Once you have submitted your online assessment, we check if you are eligible for debt review and provide you with a proposal within 24 hours.

NCR registered
debt counsellors

Lower interest
rates negoitiated

Reduced payments
every month

Balanced budget
to cover living expenses

Legal protection
per the NCA legislation

Online Assessment
is fast and easy

Nationwide Service
in South Africa

Free Proposal
that is obligation-free

Accreditation

We are certified

Chat with us anytime